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vsMicrosoft Dynamics 365

RZL Business Software vs Microsoft Dynamics 365

Last updated October 2026

Looking for a European alternative to Microsoft Dynamics 365? Here's how RZL Business Software compares, on EU hosting, GDPR and what it does.

Our pick for a European buyer: RZL Business Software. We weight data residency, GDPR and EU jurisdiction above everything else — that is the constraint this directory exists to solve.

What it is
ERP for accountants and payroll with cloud and on-premise options
Cloud-based CRM and ERP suite for sales, service, finance, and operations.
Headquarters
🇦🇹 AT
🇺🇸 US · 1975
EU data residency
not established
Available on some plansEU data residency is available for Dynamics 365 on request or via specific plans.
DSGVO / GDPR
Yes
Yes
Certifications
No
ISO 27001
Price from
€336
$50/user/mo
Free plan
No
No
Open Source
No
No
Integrations
FinanzOnline, ÖGK (via ELDA), BUAK, WiEReG, EBICS +11
Microsoft 365, Power BI, Azure, LinkedIn Sales Navigator, Outlook +4

Where each one wins

RZL Business Software

Strengths

  • +Fast, knowledgeable and solution-oriented customer support
  • +Clear layout and intuitive handling for accounting work
  • +Keyboard shortcuts and features that speed up experienced users
  • +Digital workflows via KIS and client document uploads
  • +Automated processing linking documents to bookkeeping
  • +Ongoing product updates and professional cloud migration assistance

Limitations

  • −Windows-only platform, no Linux or macOS support
  • −Server-based updates must be applied before workstations, risking temporary unavailability

Microsoft Dynamics 365

Strengths

  • +Seamless integration with Microsoft ecosystem
  • +Strong AI and analytics capabilities
  • +Highly customizable with low-code tools
  • +Scalable for large enterprises

Limitations

  • −High cost for full suite deployment
  • −Complex setup and configuration
  • −Steep learning curve for admins
  • −Limited flexibility for non-Microsoft integrations

Data residency & compliance

RZL Business Software
Microsoft Dynamics 365
EU data residency
not established
Available on some plansEU data residency is available for Dynamics 365 on request or via specific plans.
Transfer mechanism
not established
Standard Contractual Clauses
Sub-processors
not established
Certifications
No
ISO 27001

Pricing

RZL Business Software

  • FIBU LIGHT €1,250 one-time licence fee, excl. 20% VATDouble-entry bookkeeping · Open-item lists · Annual maintenance: €450 with support, €296 without
  • FIBU MEDIUM €1,790 one-time licence fee, excl. 20% VATDouble-entry bookkeeping · Cost-centre accounting · Annual maintenance: €516 with support, €335 without
  • Income/Expense LIGHT €651 one-time licence fee, excl. 20% VATCash accounting · Electronic bank-statement processing · Annual maintenance: €385 with support, €231 without
  • Income/Expense MEDIUM €1,080 one-time licence fee, excl. 20% VATCash accounting · Foreign-currency handling · Annual maintenance: €440 with support, €269 without
  • Payroll LIGHT €1,440 one-time licence fee, excl. 20% VATPayroll processing · Digital personnel files · Annual maintenance: €472 with support, €318 without
  • Payroll MEDIUM €2,010 one-time licence fee, excl. 20% VATPayroll processing and garnishments · Collective-agreement data via KVINFO · Annual maintenance: €560 with support, €378 without
  • Cash register/book €336 one-time licence fee, excl. 20% VATCash register and bank book · Electronic bank-statement processing
  • Fixed assets LIGHT €977 one-time licence fee, excl. 20% VATFixed-asset depreciation · Interim balance sheets
  • Interim balance €3,500 one-time licence fee, excl. 20% VATInterim balance sheets · Customizable reporting
  • Receipt processing €1,050 one-time licence fee, excl. 20% VATReceipt processing · AI receipt-data recognition (activation: €25 per client, €0.05 per page)
  • Additional network workstation €522 one-time licence fee, excl. 20% VATAdditional network workstation licence · Annual maintenance: €96.70 with support, €64.80 without
  • Additional affiliated-company licence €351 one-time licence fee, excl. 20% VATAdditional licence for affiliated companies

Prices are one-time licence fees excluding 20% VAT. Annual maintenance is mandatory. Tax-adviser and bookkeeping-practice prices on request.

Microsoft Dynamics 365

  • Dynamics 365 Sales Professional $65 per user/monthFull sales force automation · Built-in intelligence · Billed annually
  • Dynamics 365 Customer Service Professional $50 per user/monthOmnichannel customer service · Self-service portals · Billed annually
  • Dynamics 365 Finance $180 per user/monthFinancial management · Global compliance · Billed annually
  • Dynamics 365 Supply Chain Management $200 per user/monthEnd-to-end supply chain visibility · AI-driven demand forecasting · Billed annually

Pricing varies by module and region; enterprise plans may require custom quotes.

Features

RZL Business Software

Accounting and cash accounting
Double-entry bookkeeping and income/expense accounting, Open-item lists and dunning, Electronic bank-statement processing, Cost-centre and cost-object accounting
Documents and receipts
Receipt processing and AI receipt-data recognition, Audit-compliant receipt archiving via DokV+, Receipt-approval workflows
Payroll and personnel
Payroll processing and garnishments, Collective-agreement data via KVINFO, Digital personnel files, Electronic submissions to authorities
Assets and reporting
Fixed-asset depreciation, Interim balance sheets, PDF report and workflow tools, Customizable reporting
Practice and client administration
Client and document management, Correspondence and tasks, Deadline and quota administration

Microsoft Dynamics 365

Customer Engagement
Omnichannel customer service, AI-driven sales insights, Marketing automation, Case and knowledge management
Finance and Operations
Financial management and accounting, Supply chain management, Project management, Inventory and warehouse management
Business Intelligence
Power BI integration, Custom dashboards and reports, Predictive analytics, Real-time data visualization
Integration and Extensibility
Pre-built connectors for Microsoft 365, RESTful APIs for custom integrations, Azure Logic Apps support, Low-code/no-code customization