FreeAgent
🇬🇧 GB · Free plan · paid from Smart Capture Unlimited: £5/month, Amazon UK Marketplace: £6/month/mo
UK accounting software for freelancers and small businesses
Replaces
FreeAgent is sought as a European alternative to:
Features
Daily admin
- Dashboard with cashflow, profit and loss, invoices, and tax timelines
- Mobile app for expenses, time tracking, and invoice management
- Radar for tailored business insights and trend-spotting
- Automated invoicing with reminders and online payments
- Create and send professional estimates, convertible to invoices
- Track expenses, snap receipts, and record out-of-pocket costs
Tax management
- Generate and file MTD-compatible VAT returns directly to HMRC
- Real-time Self Assessment tax view and filing
- Generate and file Final Accounts and Corporation Tax returns
- Tax Timeline for real-time tax calculations and due dates
- MTD for Income Tax: submit quarterly updates and final declarations to HMRC
Financial management
- Bank feeds for automatic transaction imports
- Smart categorisation of transactions based on history
- Cashflow tracking and forecasting
- One-click payments via Tyl by NatWest, Stripe, GoCardless, PayPal
- Track income, costs, and profitability per property for landlords
Connectivity
- Sync with bank accounts
- Direct connection to HMRC for filings
- Integrations with third-party apps for extended functionality
Payroll
- Run monthly payroll
- File PAYE and National Insurance to HMRC
Pricing
- 50% off for first 6 months
- Includes invoicing, expenses, tax filing
- 30-day free trial
- 50% off for first year
- Equivalent to £13.75/month
- 30-day free trial
- 50% off for first 6 months
- Includes invoicing, expenses, tax filing
- 30-day free trial
- 50% off for first year
- Equivalent to £11.25/month
- 30-day free trial
- 50% off for first 6 months
- Includes invoicing, expenses, tax filing
- 30-day free trial
- 50% off for first year
- Equivalent to £7.92/month
- 30-day free trial
- 50% off for first 6 months
- Includes property income and expense tracking
- 30-day free trial
- 50% off for first year
- Equivalent to £4.17/month
- 30-day free trial
- No monthly fee
- Full feature access
- 30-day free trial not applicable
- Unlimited receipt and bill captures
- Amazon UK Marketplace connection
All prices exclude 20% VAT. Introductory discounts apply for the first 6 months or first year. Free plan requires a qualifying bank account with at least one transaction per month.
EU Trust Profile
5 of 9 criteria verified with evidence, last checked 2026-08-07. Every ✓ links to its source.
- Evidence →Data Processing Agreement (DPA)
A pre-signed Data Processing Addendum (DPA) is available for download.
- Evidence →Trust center / security page
FreeAgent provides a dedicated Trust Centre page.
- Evidence →EU data residency
Customer data is hosted in data centres in Ireland.
- Evidence →Public sub-processor list
A public list of subprocessors is available and regularly updated.
- Evidence →ISO 27001ISO 27001, 27017, 27018
Data centres are certified to ISO 27001, 27017, and 27018 standards.
- SOC 2not verified
- BSI C5not verified
- TISAXnot verified
- German-language support
Product support is not available in German.
Verified means: the claim was publicly documented at the linked source on the check date. The vendor's own information prevails.
Reviews
Recurring themes, synthesized from public reviews across portals.
What users value
- Intuitive and user-friendly interface with a well-organized dashboard
- Automatic bank and PayPal transaction imports for streamlined bookkeeping
- Built-in tax, National Insurance, and HMRC RTI submission automation
- Pension auto-enrolment and payslip generation features
- Quick and straightforward onboarding and setup process
- Free plan for RBS business users and discounts for annual upfront payments
- Reliable real-time HMRC compliance and transaction processing
Where users see room to improve
- · Higher pricing compared to competitors, perceived as expensive for small businesses
- · Mobile app lacks features like split transactions and has small, hard-to-read text
- · Interface for viewing recent expenses described as clunky and prone to freezing
Integrations
Feature, pricing and integration details are based on web research (as of 2026-08-07), without guarantee, errors are possible. The vendor's website prevails.