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vsMicrosoft Dynamics 365

MOCO vs Microsoft Dynamics 365

Last updated November 2026

Looking for a European alternative to Microsoft Dynamics 365? Here's how MOCO compares, on EU hosting, GDPR and what it does.

Our pick for a European buyer: MOCO. We weight data residency, GDPR and EU jurisdiction above everything else — that is the constraint this directory exists to solve.

What it is
ERP for agencies with time tracking, invoicing and project controlling
Cloud-based CRM and ERP suite for sales, service, finance, and operations.
Headquarters
🇨🇭 CH
🇺🇸 US · 1975
EU data residency
Not offeredData is hosted in Basel, Switzerland, not in the EU/EEA.
Available on some plansEU data residency is available for Dynamics 365 on request or via specific plans.
DSGVO / GDPR
Yes
Yes
Certifications
No
ISO 27001
Price from
€15/user/mo
$50/user/mo
Free plan
No
No
Open Source
No
No
Integrations
DATEV Unternehmen online, DATEV CSV, Neutral Accounting CSV, BMD, Abacus +49
Microsoft 365, Power BI, Azure, LinkedIn Sales Navigator, Outlook +4

Where each one wins

MOCO

Strengths

  • +Clear, uncluttered interface for agency workflows
  • +Quick to learn and use for everyday tasks
  • +Fast and reliable performance
  • +Integrated workflow: leads, projects, time tracking, invoicing and reporting in one place
  • +Short setup and self-onboarding process
  • +Transparent per-user pricing with core functions included
  • +Highly rated support, described as fast and competent
  • +Feature suggestions often implemented in updates

Limitations

  • −Mobile app limited to time tracking and expenses, lacks full workflow
  • −Task and project management less detailed than dedicated tools
  • −Limited customization for reports and dashboards

Microsoft Dynamics 365

Strengths

  • +Seamless integration with Microsoft ecosystem
  • +Strong AI and analytics capabilities
  • +Highly customizable with low-code tools
  • +Scalable for large enterprises

Limitations

  • −High cost for full suite deployment
  • −Complex setup and configuration
  • −Steep learning curve for admins
  • −Limited flexibility for non-Microsoft integrations

Data residency & compliance

MOCO
Microsoft Dynamics 365
EU data residency
Not offeredData is hosted in Basel, Switzerland, not in the EU/EEA.
Available on some plansEU data residency is available for Dynamics 365 on request or via specific plans.
Transfer mechanism
not established
Standard Contractual Clauses
Sub-processors
Certifications
No
ISO 27001

Pricing

MOCO

  • Core €15 per user / monthLeads and quotes · Project management and control · Time tracking
  • Pro €21 per user / month (1–50 users)Everything in Core · Leads · Digital invoice entry
  • Unlimited €24 per user / month (1–50 users)Everything in Pro · Single Sign-On (add-on)

Prices vary by user count (51–100: Pro €16, Unlimited €19; 101+: Pro €11, Unlimited €14). Currency (EUR/CHF) depends on customer location. Taxes may apply. 30-day free trial, no payment details required.

Microsoft Dynamics 365

  • Dynamics 365 Sales Professional $65 per user/monthFull sales force automation · Built-in intelligence · Billed annually
  • Dynamics 365 Customer Service Professional $50 per user/monthOmnichannel customer service · Self-service portals · Billed annually
  • Dynamics 365 Finance $180 per user/monthFinancial management · Global compliance · Billed annually
  • Dynamics 365 Supply Chain Management $200 per user/monthEnd-to-end supply chain visibility · AI-driven demand forecasting · Billed annually

Pricing varies by module and region; enterprise plans may require custom quotes.

Features

MOCO

Leads and quotes
Lead management, Configurable quotes and service catalogues, Pricing configuration, Convert accepted quotes to projects
Project management and control
Time-and-materials, fixed-price, retainer, hourly-retainer, pitch, and subscription project types, Project budgets and monitoring, Project reports and profitability analysis, Milestones and to-dos
Time tracking and attendance
Stopwatch and manual time entry, Project and service-based tracking, Working-time and target-vs-actual tracking, Attendance, breaks, home office, and absences
Capacity planning
Staff and team planning, Workload and capacity views, Holidays and absences integrated into planning
Billing, expenses, and accounting
Project and recurring billing, Invoices and payment reminders, Incoming invoices and expenses, Swiss QR invoices, eBill, and e-invoices

Microsoft Dynamics 365

Customer Engagement
Omnichannel customer service, AI-driven sales insights, Marketing automation, Case and knowledge management
Finance and Operations
Financial management and accounting, Supply chain management, Project management, Inventory and warehouse management
Business Intelligence
Power BI integration, Custom dashboards and reports, Predictive analytics, Real-time data visualization
Integration and Extensibility
Pre-built connectors for Microsoft 365, RESTful APIs for custom integrations, Azure Logic Apps support, Low-code/no-code customization