sevDesk vs Xero
Last updated October 2026
Looking for a European alternative to Xero? Here's how sevDesk compares, on EU hosting, GDPR and what it does.
Our pick for a European buyer: sevDesk. We weight data residency, GDPR and EU jurisdiction above everything else — that is the constraint this directory exists to solve.
What it is
German accounting and invoicing software for freelancers and small businesses
Cloud accounting software for small businesses and their advisors.
Headquarters
🇩🇪 DE
🇳🇿 NZ · 2006
EU data residency
Yes, for all customers
Not offeredXero has no plans to store data in the EU.
DSGVO / GDPR
Yes
Yes
Certifications
No
ISO/IEC 27001:2022, SOC 2
Price from
No
No
Free plan
No
No
Open Source
No
No
Integrations
No
Payroll, Payment gateways, Inventory management, CRM
Where each one wins
sevDesk
Review sentiment not yet compiled.
Xero
Strengths
- +User-friendly interface for non-accountants
- +Strong multi-currency support
- +Real-time collaboration with advisors
Limitations
- −No EU data residency option
- −Limited customization for complex workflows
- −Learning curve for advanced features
Data residency & compliance
sevDesk
Xero
EU data residency
Yes, for all customers
Not offeredXero has no plans to store data in the EU.
Transfer mechanism
Not required — data stays in the EU
not established
Certifications
No
ISO/IEC 27001:2022, SOC 2
Features
sevDesk
Feature breakdown not yet compiled.
Xero
- Accounting
- Invoicing, Expense tracking, Bank reconciliation, Financial reporting
- Collaboration
- Advisor access, Real-time collaboration, Role-based permissions, Audit trail
- Integrations
- Payroll add-ons, Payment gateways, Inventory management, CRM connectors
- Compliance
- GDPR compliance tools, Data retention controls, Audit logs
- Security
- Two-factor authentication, Data encryption, Regular security audits