tech from europe
vsAcumatica

MOCO vs Acumatica

Last updated November 2026

Looking for a European alternative to Acumatica? Here's how MOCO compares, on EU hosting, GDPR and what it does.

Our pick for a European buyer: MOCO. We weight data residency, GDPR and EU jurisdiction above everything else — that is the constraint this directory exists to solve.

MOCO
Acumatica
What it is
ERP for agencies with time tracking, invoicing and project controlling
Cloud ERP for mid-sized businesses with financial, distribution, and CRM modules.
Headquarters
🇨🇭 CH
🇺🇸 US · 2007
EU data residency
Not offeredData is hosted in Basel, Switzerland, not in the EU/EEA.
Available on some plansEU data residency available on request for Acumatica Cloud ERP.
DSGVO / GDPR
Yes
Yes
Certifications
No
ISO 27001, SOC 1 Type II, SOC 2 Type II, PCI DSS
Price from
€15/user/mo
No
Free plan
No
No
Open Source
No
No
Ratings
OMR 4.71/5 (242) · CAPTERRA 4.9/5 (16) · GETAPP 5/5 (15)
No
Integrations
DATEV Unternehmen online, DATEV CSV, Neutral Accounting CSV, BMD, Abacus +49
Salesforce, Microsoft Dynamics 365, Shopify, HubSpot, QuickBooks +1

Where each one wins

MOCO

Strengths

  • +Clear, uncluttered interface for agency workflows
  • +Quick to learn and use for everyday tasks
  • +Fast and reliable performance
  • +Integrated workflow: leads, projects, time tracking, invoicing and reporting in one place
  • +Short setup and self-onboarding process
  • +Transparent per-user pricing with core functions included
  • +Highly rated support, described as fast and competent
  • +Feature suggestions often implemented in updates

Limitations

  • −Mobile app limited to time tracking and expenses, lacks full workflow
  • −Task and project management less detailed than dedicated tools
  • −Limited customization for reports and dashboards

Acumatica

Strengths

  • +Strong financial and distribution modules
  • +Highly customizable workflows
  • +Robust compliance and security certifications
  • +Scalable for growing businesses

Limitations

  • −Steep learning curve for new users
  • −Complex setup and configuration
  • −Limited built-in reporting tools
  • −Higher cost for advanced features

Data residency & compliance

MOCO
Acumatica
EU data residency
Not offeredData is hosted in Basel, Switzerland, not in the EU/EEA.
Available on some plansEU data residency available on request for Acumatica Cloud ERP.
Transfer mechanism
not established
not established
DPA
Published →
Published →
Sub-processors
Listed →
not established
Certifications
No
ISO 27001, SOC 1 Type II, SOC 2 Type II, PCI DSS

Pricing

MOCO

  • Core €15 per user / monthLeads and quotes · Project management and control · Time tracking
  • Pro €21 per user / month (1–50 users)Everything in Core · Leads · Digital invoice entry
  • Unlimited €24 per user / month (1–50 users)Everything in Pro · Single Sign-On (add-on)

Prices vary by user count (51–100: Pro €16, Unlimited €19; 101+: Pro €11, Unlimited €14). Currency (EUR/CHF) depends on customer location. Taxes may apply. 30-day free trial, no payment details required.

Acumatica

No published pricing we could verify.

Pricing is tailored and available on request.

Features

MOCO

Leads and quotes
Lead management, Configurable quotes and service catalogues, Pricing configuration, Convert accepted quotes to projects
Project management and control
Time-and-materials, fixed-price, retainer, hourly-retainer, pitch, and subscription project types, Project budgets and monitoring, Project reports and profitability analysis, Milestones and to-dos
Time tracking and attendance
Stopwatch and manual time entry, Project and service-based tracking, Working-time and target-vs-actual tracking, Attendance, breaks, home office, and absences
Capacity planning
Staff and team planning, Workload and capacity views, Holidays and absences integrated into planning
Billing, expenses, and accounting
Project and recurring billing, Invoices and payment reminders, Incoming invoices and expenses, Swiss QR invoices, eBill, and e-invoices

Acumatica

Financial Management
General ledger, Accounts payable and receivable, Multi-currency support, Tax management
Distribution Management
Inventory management, Order management, Procurement, Warehouse management
Customer Relationship Management (CRM)
Contact management, Opportunity tracking, Sales automation, Marketing automation
System and Integration
Role-based access control, Workflow automation, Customizable dashboards, API access
Compliance and Security
GDPR compliance, ISO 27001 certified, SOC 2 Type II certified, PCI DSS compliant
See MOCO →More Acumatica alternatives