Fakturia vs Stripe Billing

Fakturia

Strengths

• +Intuitive interface with quick setup and self-service order pages
• +White-label portal for client-facing automation
• +Automated billing, invoicing, dunning, and subscription management
• +Reliable REST API and webhook integrations with existing systems
• +DATEV integration and support for ZUGFeRD/XRechnung formats
• +Transparent, competitive pricing with no per-seat penalties
• +Free sandbox environment for testing
• +Responsive and personalized chat support

Limitations

• −Documentation can be overly extensive and hard to navigate
• −Support quality may vary after onboarding period

Stripe Billing

Strengths

• +Extensive pricing model flexibility
• +Seamless integration with Stripe payments
• +Robust API for custom workflows
• +Scalable for high-volume businesses

Limitations

• −Complex setup for advanced features
• −Costs can escalate with high usage
• −Some features require additional fees
• −Learning curve for non-technical users

Fakturia

• FLEX one 1.9% monthly net revenue fee + 0 € base fee per month, billed monthlyUnlimited customer contracts · 3 users included, additional users at 25 €/month each · Standard support
• FLEX two 2.4% monthly net revenue fee + 0 € base fee per month, billed monthlyAll FLEX one features · VAT ID validation · Passive invoice accrual (PRAP)
• Professional 139 € per month, billed monthlyNo revenue-based fee · 500 active customer contracts included, 0.15 €/contract/month thereafter · 3 users included, additional users at 5 €/month each
• Enterprise On request per month, billed monthlyNo revenue-based fee · Custom contracts and users · Premium support

All prices are net plus VAT. Plan changes within series are possible anytime; switching from FLEX to BUSINESS requires a 36-month commitment. Additional API calls cost 0.004 € per call, except in Enterprise or Private Cloud.

Stripe Billing

• Pay-as-you-go 0.70% of billing volumeUnified pricing model · No monthly fee
• Monthly subscription On request annual contract, paid monthlyAnnual commitment · Customizable for large volumes
• Custom pricing On request customTailored for large or complex billing needs · Contact sales for details

Pricing is based on billing volume. Monthly and custom plans require direct inquiry.

Fakturia

Contract management

Automated subscription contract management, Cancellation processing with correct prorated billing, Tariff changes with prorated adjustments

Billing & invoicing

Automatic invoice dispatch, Recurring billing, E-invoicing in ZUGFeRD and XRechnung formats, Collective invoices

Payment processing

Recurring payments via Stripe, Adyen, Unzer, or PayPal, SEPA direct debit, Account reconciliation via finAPI, Return debit detection

Dunning & collections

Automated dunning system, Tracking of open items, Return debit follow-up

Customer self-service

Self-service portal for contract data management, Invoice access and management, Cancellation button for self-service termination

Stripe Billing

Subscriptions and pricing models

Recurring subscriptions, Flat-rate, per-seat, tiered, and usage-based pricing, Multi-currency support, Trials, discounts, and prorations

Invoicing and self-service

Automated and customizable invoices, E-invoicing and quotes, Credit and debit notes, Reconciliation tools

Revenue recovery

Smart retries for failed payments, Payment reminders, Expired-card updates, Cancellation surveys

Checkout and payments

Checkout and Payment Links, Cards, wallets, and bank payments, Buy-now-pay-later options, Multi-processor support (where available)

Reporting and financial operations

Billing analytics, Accounts-receivable ageing, Custom reporting, Data warehouse sync