WL Crypto Payments vs Kraken
Last updated October 2026
Looking for a European alternative to Kraken? Here's how WL Crypto Payments compares, on EU hosting, GDPR and what it does.
Our pick for a European buyer: WL Crypto Payments. We weight data residency, GDPR and EU jurisdiction above everything else — that is the constraint this directory exists to solve.
What it is
Omnichannel crypto payment gateway with instant fiat settlement
A cryptocurrency exchange for trading, custody, and institutional services.
Headquarters
🇫🇷 FR
🇺🇸 US · 2011
EU data residency
Yes, for all customers
not established
DSGVO / GDPR
Yes
Yes
Certifications
ISO 27001:2022, ISO 9001, ISO 22301, ISAE 3402/3000, PCI DSS
ISO/IEC 27001:2022, SOC 2 Type I, SOC 2 Type II
Price from
No
$4.99/mo
Free plan
No
Yes
Open Source
No
No
Integrations
Bitcoin Suisse AG, Saferpay Payment Gateway, Worldline YUMi Terminals, Worldline e-commerce plugins (Magento, WooCommerce), QR Payments / Pay By Link +1
TradingView, CoinTracker, Koinly, Crypto Tax Calculator (CTC), ProfitView +1
Where each one wins
WL Crypto Payments
Kraken
Strengths
- +High liquidity across major trading pairs
- +Strong security measures including cold storage
- +Transparent Proof of Reserves
- +Competitive fee structure for high-volume traders
Limitations
- −Complex fee structure for beginners
- −Limited customer support responsiveness
- −No default EU data residency
- −No public sub-processor list
Data residency & compliance
WL Crypto Payments
Kraken
EU data residency
Yes, for all customers
not established
Transfer mechanism
Not required — data stays in the EU
Standard Contractual Clauses
DPA
not established
not established
Certifications
ISO 27001:2022, ISO 9001, ISO 22301, ISAE 3402/3000, PCI DSS
ISO/IEC 27001:2022, SOC 2 Type I, SOC 2 Type II
Pricing
WL Crypto Payments
No published pricing we could verify.
Pricing is individualized per merchant agreement; no public tiers or fixed fees published.
Kraken
- Standard Account Free No subscriptionNo account opening or maintenance fees · 1% trading fee + spread for Buy/Sell/Convert
- Kraken+ $4.99 MonthlyWaives trading fees on up to $10,000/month of eligible orders · Spreads and payment-processing fees may apply
- Kraken Pro On request Per tradeTiered maker/taker fees · Base tier: 0.40% maker / 0.80% taker · Varies by volume and asset
- DEX Trading 1% Per swapGasless swaps · Flat 100 bps fee
Fees vary by product, volume, and payment method. Institutional and high-volume pricing available on request.
Features
WL Crypto Payments
- Point-of-Sale (In-Store) Acceptance
- Dedicated mobile POS app for iOS and Android, In-person terminal support, including Android-based YUMi terminals, Real-time transaction processing
- E-Commerce & Digital Payments
- Worldline payment plugin for webshops, Integration with Saferpay Payment Page / Transaction Interface, Worldline QR Payments / Pay By Link support
- Supported Assets & Real-Time Conversion
- Bitcoin (BTC), including Lightning Network, Ethereum (ETH), Stablecoins: USDC, USDT, CryptoFranc (XCHF), Real-time CHF-to-crypto price conversion at checkout
- Settlement, Volatility Protection & Reconciliation
- Instant conversion of crypto to CHF upon payment confirmation, Instant transaction confirmation for merchants, Bundled settlement with traditional payment methods in Worldline reporting
- Backend & Infrastructure
- Powered by Bitcoin Suisse AG for crypto execution and settlement, Non-custodial wallet compatibility for consumer payments
Kraken
- Trading
- Spot trading, Margin trading, Futures trading, Multiple order types
- Institutional Services
- Multi-venue liquidity, Post-trade net settlement, Desk-managed execution, Programmatic pricing
- Security & Compliance
- Proof of Reserves, Cold storage for assets, ISO 27001 certified, SOC 2 Type I & II audits
- Integrations
- TradingView for charting, CoinTracker for taxes, Koinly for taxes, 3Commas for bots