WL Crypto Payments vs BitPay
Last updated October 2026
Looking for a European alternative to BitPay? Here's how WL Crypto Payments compares, on EU hosting, GDPR and what it does.
Our pick for a European buyer: WL Crypto Payments. We weight data residency, GDPR and EU jurisdiction above everything else — that is the constraint this directory exists to solve.
What it is
Omnichannel crypto payment gateway with instant fiat settlement
Accepts cryptocurrency payments and enables payouts for businesses.
Headquarters
🇫🇷 FR
🇺🇸 US · 2011
EU data residency
Yes, for all customers
not established
DSGVO / GDPR
Yes
Yes
Certifications
ISO 27001:2022, ISO 9001, ISO 22301, ISAE 3402/3000, PCI DSS
SOC 3
Price from
No
$0.25
Free plan
No
No
Open Source
No
No
Integrations
Bitcoin Suisse AG, Saferpay Payment Gateway, Worldline YUMi Terminals, Worldline e-commerce plugins (Magento, WooCommerce), QR Payments / Pay By Link +1
Shopify, WooCommerce, Magento 1, Magento 2, WHMCS +8
Where each one wins
WL Crypto Payments
BitPay
Strengths
- +Supports a wide range of e-commerce platforms
- +Offers REST API for custom integrations
- +Automated settlement processes
Limitations
- −Transaction fees can be high for low-volume merchants
- −No published EU or German data residency options
- −DPA and sub-processor details not publicly available
Data residency & compliance
WL Crypto Payments
BitPay
EU data residency
Yes, for all customers
not established
Transfer mechanism
Not required — data stays in the EU
not established
DPA
not established
not established
Certifications
ISO 27001:2022, ISO 9001, ISO 22301, ISAE 3402/3000, PCI DSS
SOC 3
Pricing
WL Crypto Payments
No published pricing we could verify.
Pricing is individualized per merchant agreement; no public tiers or fixed fees published.
BitPay
- Under $500,000 monthly volume 2% + $0.25 Per transactionBilled per transaction · Higher fees for high-risk industries
- $500,000–$999,999 monthly volume 1.5% + $0.25 Per transactionBilled per transaction · Volume-based discount
- $1,000,000+ monthly volume 1% + $0.25 Per transactionBilled per transaction · Lowest fee tier
Fees adjust based on cumulative monthly transaction volume. Higher rates may apply to high-risk industries.
Features
WL Crypto Payments
- Point-of-Sale (In-Store) Acceptance
- Dedicated mobile POS app for iOS and Android, In-person terminal support, including Android-based YUMi terminals, Real-time transaction processing
- E-Commerce & Digital Payments
- Worldline payment plugin for webshops, Integration with Saferpay Payment Page / Transaction Interface, Worldline QR Payments / Pay By Link support
- Supported Assets & Real-Time Conversion
- Bitcoin (BTC), including Lightning Network, Ethereum (ETH), Stablecoins: USDC, USDT, CryptoFranc (XCHF), Real-time CHF-to-crypto price conversion at checkout
- Settlement, Volatility Protection & Reconciliation
- Instant conversion of crypto to CHF upon payment confirmation, Instant transaction confirmation for merchants, Bundled settlement with traditional payment methods in Worldline reporting
- Backend & Infrastructure
- Powered by Bitcoin Suisse AG for crypto execution and settlement, Non-custodial wallet compatibility for consumer payments
BitPay
- Payment Processing
- Hosted checkout pages, Embedded payment buttons, E-commerce plugins (Shopify, WooCommerce, Magento, etc.), REST API for custom integrations
- Invoicing & Billing
- Crypto invoices with locked exchange rates, 15-minute invoice expiration, Automated billing workflows
- Settlements & Payouts
- Automatic business-day settlements, Bank deposit or cryptocurrency payouts, Global contractor and supplier payouts
- Compliance & Security
- Business verification for merchants, BitPay ID checks for individuals, SOC 3 compliance