tech from europe
vsWave

sevDesk vs Wave

Last updated October 2026

Looking for a European alternative to Wave? Here's how sevDesk compares, on EU hosting, GDPR and what it does.

Our pick for a European buyer: sevDesk. We weight data residency, GDPR and EU jurisdiction above everything else — that is the constraint this directory exists to solve.

sevDesk
Wave
What it is
German accounting and invoicing software for freelancers and small businesses
Free accounting, invoicing, and receipt scanning for small businesses.
Headquarters
🇩🇪 DE
🇨🇦 CA · 2010
EU data residency
Yes, for all customers
Not offered
DSGVO / GDPR
Yes
Yes
Certifications
No
No
Price from
No
$16/mo
Free plan
No
Yes
Open Source
No
No
Ratings
OMR 4.32/5 (278) · GETAPP 4.4/5 (20) · CAPTERRA 3.6/5 (39) · TRUSTPILOT 3.9/5 (3,542)
CAPTERRA 4.5/5 (1,200) · G2 4.3/5 (450)
Integrations
No
Shopify, Etsy, PayPal, Stripe, Square +1

Where each one wins

sevDesk

Review sentiment not yet compiled.

Wave

Strengths

  • +User-friendly interface for non-accountants
  • +Free plan covers essential features
  • +Good mobile app experience
  • +Reliable customer support

Limitations

  • −Limited advanced accounting features
  • −No EU data residency
  • −Payroll only available in certain regions
  • −Ads in free plan

Data residency & compliance

sevDesk
Wave
EU data residency
Yes, for all customers
Not offered
Transfer mechanism
Not required — data stays in the EU
not established
DPA
Published →
Published →
Sub-processors
Listed →
not established
Certifications
No
No

Pricing

sevDesk

No published pricing we could verify.

Wave

  • Free Free ForeverUnlimited invoices and estimates · Unlimited expense tracking · Unlimited receipt scanning
  • Pro $16 MonthlyAll Free features · Unlimited credit card and bank connections · Automated expense categorization
  • Payroll $40 MonthlyFull-service payroll · Tax calculations and filings · Direct deposit
  • Advisors On request MonthlyAccess to bookkeeping and accounting coaches · On-demand support · Customized advice

Payroll and Advisors plans require a base fee plus an additional per-employee or per-contractor fee.

Features

sevDesk

Feature breakdown not yet compiled.

Wave

Accounting
Track income and expenses, Manage multiple businesses, Generate financial reports, Bank reconciliation
Invoicing
Create and send professional invoices, Automate recurring invoices, Track invoice status, Accept credit card payments
Receipts
Scan and upload receipts, Match receipts to transactions, Store receipts digitally, Export receipt data
Payroll
Calculate payroll taxes, Direct deposit for employees, Generate pay stubs, Track employee hours
See sevDesk →More Wave alternatives