Payrexx vs PayPal
Last updated August 2026
Looking for a European alternative to PayPal? Here's how Payrexx compares, on EU hosting, GDPR and what it does.
Our pick for a European buyer: Payrexx. We weight data residency, GDPR and EU jurisdiction above everything else — that is the constraint this directory exists to solve.
What it is
Swiss payment gateway with subscriptions, QR-bill and POS terminals
not established
Headquarters
🇨🇠CH
No
EU data residency
Yes, for all customers
not established
DSGVO / GDPR
Yes
not established
Certifications
PCI DSS Level 1
not established
Price from
CHF 12.00 / month (1 year), CHF 10.00 / month (2 years), CHF 8.00 / month (3 years)/yr
not established
Free plan
Yes
not established
Open Source
No
not established
Integrations
WooCommerce, Shopify, Shopware 6, PrestaShop, MyCOMMERCE +5
not established
We have not yet completed our own research on PayPal; rows above show only what we can evidence. Check the vendor for specifics.
Where each one wins
Payrexx
Strengths
- +Extremely quick and easy setup without programming skills, often completed in minutes
- +Supports over 200 payment methods across 20+ providers, including local options like TWINT
- +Transparent pricing with a free plan, discounts for startups (30%) and nonprofits (50%)
- +Swiss data hosting with PCI DSS Level 1 certification and GDPR compliance
- +Self-service platform with e-commerce tools, plugins for Shopify/WooCommerce/Magento, and REST API
- +Prompt and effective customer support for issue resolution
- +Recurring billing, multi-currency support, and customizable payment pages
Limitations
- −Feature set optimized primarily for Swiss and DACH markets, with fewer local options for Southern/Eastern Europe
- −Limited advanced features for large enterprises (e.g., revenue recognition, complex tax handling)
- −Pricing in Swiss francs introduces currency risk for EU-based businesses
PayPal
Review sentiment not yet compiled.
Data residency & compliance
Payrexx
PayPal
EU data residency
Yes, for all customers
not established
Transfer mechanism
Not required — data stays in the EU
not established
Sub-processors
not established
not established
Certifications
PCI DSS Level 1
No
Pricing
Payrexx
- Free CHF 0.00 / month 30-day trial, no credit card requiredTicket support · Payment tools (Tap to Pay, QR Pay, Paylink) · E-commerce plugins
- Standard CHF 12.00 / month (1 year), CHF 10.00 / month (2 years), CHF 8.00 / month (3 years) billed annually, biennially, or trienniallyAll Free plan features · Transaction fees: TWINT 1.25% + CHF 0.18, Mastercard/Visa 1.65% + CHF 0.18 · Reduced fees for longer terms (1.00%, 0.50%, 0.25%)
Premium, Instore, and custom plans require direct sales contact for pricing.
PayPal
No published pricing we could verify.
Features
Payrexx
- Online Payments
- Accept all common payment methods (Visa, Mastercard, TWINT, Apple Pay, etc.), Transparent transaction fees with multi-currency support (CHF, EUR), Daily, weekly, or monthly payout options, Same-day account verification
- Payment Tools
- Tap to Pay mobile app for contactless payments, QR Pay for generating payment QR codes, Paylink for simple payment links, Donation platform for digital donations
- POS and Hardware
- Virtual terminal replacing hardware requirements, Card readers for in-store use
- Developer and Integration
- Merchant API for payment system integration, Platform API for developers, Plugins for WooCommerce, Shopify, Shopware 6, PrestaShop, MyCOMMERCE, White-label payment gateway for branded solutions
- Support and Administration
- 24/5 ticket-based support, Phone support (Mon–Fri, 9:00–17:00), Priority support for urgent matters, Transaction dashboard with export (CSV, XLSX)
PayPal
Feature breakdown not yet compiled.