tech from europe
vsStripe

Mollie vs Stripe

Last updated August 2026

Looking for a European alternative to Stripe? Here's how Mollie compares, on EU hosting, GDPR and what it does.

Our pick for a European buyer: Mollie. We weight data residency, GDPR and EU jurisdiction above everything else — that is the constraint this directory exists to solve.

Mollie
Stripe
What it is
Dutch payment gateway with local EU methods and PCI DSS Level 1 compliance
not established
Headquarters
🇳🇱 NL
No
EU data residency
Yes, for all customers
not established
DSGVO / GDPR
Yes
not established
Certifications
PCI DSS Level 1
not established
Price from
No
not established
Free plan
No
not established
Open Source
No
not established
Ratings
OMR 4.45/5 (266) · G2 4.3/5 (12) · CAPTERRA 3.6/5 (29) · TRUSTPILOT 4.4/5 (10,000)
No
Integrations
Shopify, WooCommerce, Magento 2, OpenCart, Shopware +2
not established

We have not yet completed our own research on Stripe; rows above show only what we can evidence. Check the vendor for specifics.

Where each one wins

Mollie

Strengths

  • +Fast onboarding with minimal paperwork and near-instant account activation for European businesses
  • +Intuitive, clean dashboard for non-technical users to manage payments, refunds, and performance
  • +Supports 35+ payment methods, including global and local options
  • +Plug-and-play integrations with Shopify, WooCommerce, Magento, and other e-commerce platforms
  • +Unified platform for payments, invoicing, financing, and reconciliation

Limitations

  • −Inconsistent onboarding experience with slow responses and incorrect information from support
  • −Mixed customer support quality, ranging from clear guidance to poor communication
  • −Pricing perceived as unclear or expensive by some users

Stripe

Review sentiment not yet compiled.

Data residency & compliance

Mollie
Stripe
EU data residency
Yes, for all customers
not established
Transfer mechanism
Not required — data stays in the EU
not established
DPA
Published →
not established
Sub-processors
not established
not established
Certifications
PCI DSS Level 1
No

Pricing

Mollie

  • Standard Pay-per-transaction per transactionNo minimum costs · No lock-in contracts · No hidden fees
  • Volume On request per monthFor businesses processing > €100,000 monthly · Dedicated account manager · Custom pricing

Fees vary by card type and region (e.g., 1.80% + €0.25 for EEA consumer cards). Custom rates available for high-volume businesses.

Stripe

No published pricing we could verify.

Features

Mollie

Payment Processing
Accepts Mastercard, Visa, PayPal, Klarna, and iDEAL, Supports in-person card payments at physical locations, Enables subscription-based recurring payments, Generates payment links for customer payments
Business & Financial Tools
Issues invoices for businesses, Provides business account services, Offers capital financing options, Enables outbound payments to third parties
Platform & Developer Solutions
Supports marketplace, franchise, and ecommerce payment solutions, Provides developer tools, libraries, and documentation, Includes fraud acceptance and risk management
Pricing & Flexibility
No minimum costs or lock-in contracts, Pay-per-transaction model, Volume pricing for high-volume businesses, IC++ pricing and multi-product discounts available

Stripe

Feature breakdown not yet compiled.

See Mollie →More Stripe alternatives