tech from europe
vsKraken

Inqud vs Kraken

Last updated October 2026

Looking for a European alternative to Kraken? Here's how Inqud compares, on EU hosting, GDPR and what it does.

Our pick for a European buyer: Inqud. We weight data residency, GDPR and EU jurisdiction above everything else — that is the constraint this directory exists to solve.

What it is
Crypto payment gateway for multi-chain checkout and auto-conversion
A cryptocurrency exchange for trading, custody, and institutional services.
Headquarters
🇵🇱 PL
🇺🇸 US · 2011
EU data residency
Yes, for all customers
not established
DSGVO / GDPR
Yes
Yes
Certifications
ISO 27001
ISO/IEC 27001:2022, SOC 2 Type I, SOC 2 Type II
Price from
No
$4.99/mo
Free plan
Yes
Yes
Open Source
No
No
Integrations
Shopify, WooCommerce, Magento (Adobe Commerce), Visa, Mastercard +10
TradingView, CoinTracker, Koinly, Crypto Tax Calculator (CTC), ProfitView +1

Where each one wins

Inqud

Strengths

  • +Intuitive dashboard and clean UI for managing crypto and fiat balances
  • +Developer-friendly onboarding with drop-in widgets, hosted checkouts and REST APIs
  • +Sandbox testing environments enable fast go-to-market (1–3 business days)
  • +Wide multi-chain and multi-currency support (BTC, ETH, USDT, USDC, TRX, SOL, Arbitrum, Optimism, etc.)
  • +Fiat-to-crypto on-ramp and off-ramp capabilities
  • +Automated recurring crypto subscription billing
  • +Dedicated account managers and responsive technical support
  • +Stable processing, rapid transaction speeds and non-custodial settlement workflows
  • +0% internal transfer fees between platform accounts and no recurring monthly fees

Limitations

  • −Lack of publicly published pricing tables, quote-based model only
  • −Sales-gated onboarding and enterprise-focused contracting structure
  • −Geographical and regulatory restrictions limit availability in certain jurisdictions

Kraken

Strengths

  • +High liquidity across major trading pairs
  • +Strong security measures including cold storage
  • +Transparent Proof of Reserves
  • +Competitive fee structure for high-volume traders

Limitations

  • −Complex fee structure for beginners
  • −Limited customer support responsiveness
  • −No default EU data residency
  • −No public sub-processor list

Data residency & compliance

Inqud
Kraken
EU data residency
Yes, for all customers
not established
Transfer mechanism
Not required — data stays in the EU
Standard Contractual Clauses
DPA
not established
not established
Sub-processors
not established
Certifications
ISO 27001
ISO/IEC 27001:2022, SOC 2 Type I, SOC 2 Type II

Pricing

Inqud

  • Pay-as-you-go (Volume-based) 0 $/month No monthly fees, no setup costsFree sandbox environment for testing · Volume-tiered transaction fees from 1.00% down to 0.50% · High-risk merchant rates start from 1.5%

Custom quotes required for enterprise and high-risk verticals. Rates vary by volume tier and payment method.

Kraken

  • Standard Account Free No subscriptionNo account opening or maintenance fees · 1% trading fee + spread for Buy/Sell/Convert
  • Kraken+ $4.99 MonthlyWaives trading fees on up to $10,000/month of eligible orders · Spreads and payment-processing fees may apply
  • Kraken Pro On request Per tradeTiered maker/taker fees · Base tier: 0.40% maker / 0.80% taker · Varies by volume and asset
  • DEX Trading 1% Per swapGasless swaps · Flat 100 bps fee

Fees vary by product, volume, and payment method. Institutional and high-volume pricing available on request.

Features

Inqud

Crypto Acquiring & Payment Gateway
Accept digital currencies with instant or near-instant settlement, Dynamic and static cryptocurrency deposit addresses, Auto-conversion to fiat (EUR) or crypto, Zero chargeback risk on confirmed blockchain payments
Checkout & Integration
Embeddable JavaScript/iFrame Crypto Widget, Hosted/redirect checkout page, Direct host-to-host REST API, White-label configurations without vendor branding
Recurring Crypto Payments
Automated subscription billing infrastructure, Non-custodial Web3 wallet connections, Recurring Payments SDK for fixed or floating fees, Support for weekly, monthly, and annual billing cycles
Fiat-to-Crypto On/Off-Ramp
Buy crypto via Visa, Mastercard, SEPA, bank wire, Non-custodial direct-to-wallet settlement, Multi-provider cascade smart routing for failed payments, Available in 150+ countries
OTC Trading & High-Volume Solutions
Dedicated OTC desk for institutional clients, Execution of large trades off public order books, Risk-adjusted rates and direct treasury integration

Kraken

Trading
Spot trading, Margin trading, Futures trading, Multiple order types
Institutional Services
Multi-venue liquidity, Post-trade net settlement, Desk-managed execution, Programmatic pricing
Security & Compliance
Proof of Reserves, Cold storage for assets, ISO 27001 certified, SOC 2 Type I & II audits
Integrations
TradingView for charting, CoinTracker for taxes, Koinly for taxes, 3Commas for bots