Inqud vs BitPay
Last updated September 2026
Looking for a European alternative to BitPay? Here's how Inqud compares, on EU hosting, GDPR and what it does.
Our pick for a European buyer: Inqud. We weight data residency, GDPR and EU jurisdiction above everything else — that is the constraint this directory exists to solve.
What it is
Crypto payment gateway for multi-chain checkout and auto-conversion
not established
Headquarters
🇵🇱 PL
No
EU data residency
Yes, for all customers
not established
DSGVO / GDPR
Yes
not established
Certifications
ISO 27001
not established
Price from
No
not established
Free plan
Yes
not established
Open Source
No
not established
Ratings
No
No
Integrations
Shopify, WooCommerce, Magento (Adobe Commerce), Visa, Mastercard +10
not established
We have not yet completed our own research on BitPay; rows above show only what we can evidence. Check the vendor for specifics.
Where each one wins
Inqud
Strengths
- +Intuitive dashboard and clean UI for managing crypto and fiat balances
- +Developer-friendly onboarding with drop-in widgets, hosted checkouts and REST APIs
- +Sandbox testing environments enable fast go-to-market (1–3 business days)
- +Wide multi-chain and multi-currency support (BTC, ETH, USDT, USDC, TRX, SOL, Arbitrum, Optimism, etc.)
- +Fiat-to-crypto on-ramp and off-ramp capabilities
- +Automated recurring crypto subscription billing
- +Dedicated account managers and responsive technical support
- +Stable processing, rapid transaction speeds and non-custodial settlement workflows
- +0% internal transfer fees between platform accounts and no recurring monthly fees
Limitations
- −Lack of publicly published pricing tables, quote-based model only
- −Sales-gated onboarding and enterprise-focused contracting structure
- −Geographical and regulatory restrictions limit availability in certain jurisdictions
BitPay
Review sentiment not yet compiled.
Data residency & compliance
Inqud
BitPay
EU data residency
Yes, for all customers
not established
Transfer mechanism
Not required — data stays in the EU
not established
DPA
not established
not established
Certifications
ISO 27001
No
Pricing
Inqud
- Pay-as-you-go (Volume-based) 0 $/month No monthly fees, no setup costsFree sandbox environment for testing · Volume-tiered transaction fees from 1.00% down to 0.50% · High-risk merchant rates start from 1.5%
Custom quotes required for enterprise and high-risk verticals. Rates vary by volume tier and payment method.
BitPay
No published pricing we could verify.
Features
Inqud
- Crypto Acquiring & Payment Gateway
- Accept digital currencies with instant or near-instant settlement, Dynamic and static cryptocurrency deposit addresses, Auto-conversion to fiat (EUR) or crypto, Zero chargeback risk on confirmed blockchain payments
- Checkout & Integration
- Embeddable JavaScript/iFrame Crypto Widget, Hosted/redirect checkout page, Direct host-to-host REST API, White-label configurations without vendor branding
- Recurring Crypto Payments
- Automated subscription billing infrastructure, Non-custodial Web3 wallet connections, Recurring Payments SDK for fixed or floating fees, Support for weekly, monthly, and annual billing cycles
- Fiat-to-Crypto On/Off-Ramp
- Buy crypto via Visa, Mastercard, SEPA, bank wire, Non-custodial direct-to-wallet settlement, Multi-provider cascade smart routing for failed payments, Available in 150+ countries
- OTC Trading & High-Volume Solutions
- Dedicated OTC desk for institutional clients, Execution of large trades off public order books, Risk-adjusted rates and direct treasury integration
BitPay
Feature breakdown not yet compiled.